Chase Adding Authorized User

Chase Adding Authorized User$0 for the first 5 cardholders, then $35 ( rates and fees) $75. Chase Sapphire Reserve Authorized User Benefits (Priority ">Chase Sapphire Reserve Authorized User Benefits (Priority. However, the Chase Freedom requires activation before it can be used for purchases. Add family or friends as authorized users to your account and watch your. To add an authorized user, simply log into your Chase Sapphire Preferred card online account via chase. Authorized users should receive their card in 7-10 business days. There's a $95 annual fee for the Chase Sapphire Preferred Card. There’s a $95 annual fee for the Chase Sapphire Preferred Card. Only add a minor as an authorized user if you can be confident you'll make regular and on-time payments on the card. Here's how to do it online: Log in to your Chase account. This could make it harder for your buddy to open a. 2023 Chase Authorized User Bonus Offers. The first reason why you might want to add an authorized user to your Chase Sapphire Reserve card is that it's much cheaper than applying for another Chase Sapphire Reserve card altogether. Image Credit: Chase You'll need to provide the first name, last name, date of birth, and address of the additional user to complete the short form. Next, Chase will ask you to fill in details about the new user. Best Credit Cards for Authorized Users. Log in to your account at Chase. You’ll need to provide the following information to add an authorized user to your Chase. com/_ylt=AwrFGWurwGBkXEwlK1hXNyoA;_ylu=Y29sbwNiZjEEcG9zAzQEdnRpZAMEc2VjA3Ny/RV=2/RE=1684091179/RO=10/RU=https%3a%2f%2fwww. Authorized user cards from another person’s personal card opened in the past 24 months, as they’re reported on your credit report. Ways To Add Authorized User to Your Chase Account. You can call Chase, or set it up through the Chase website. You can also call Chase customer service to add an authorized user to your account. Adding an authorized user to your Chase card can help you earn even more rewards. Chase Sapphire Reserve Card. The Chase authorized user bonus is 2,500 bonus miles for adding your first authorized user to the Chase-issued United Explorer Card online. Chase Sapphire Preferred 80,000 Points Signup Bonus via Referral Link! 154 142 r/CreditCards Join • 27 days ago Can we get a megathread for all these CSP “DPs” 205 43 r/CreditCards Join • 28 days ago Rate this setup: 5% cash back in just about every category 99 83 r/CreditCards Join • 1 mo. Chase Sapphire Reserve Card: Adding Authorized Users. Southwest Authorized Users. With the Chase Sapphire Reserve®, adding an authorized user may be even more impactful. How Do I Add an Authorized User to My Chase Account?. Adding An Authorized User On. You can also log in using the Chase mobile app. The second (or third) cardholder gets many of the same perks as the primary member, including. Chase Freedom Authorized User: How to Add, Bonus & More. Credit cards with the greatest value for authorized users. Adding an authorized user to the Chase Sapphire Reserve is easy. Only add a minor as an authorized user if you can be confident you'll make regular and on-time payments on the card. The second (or third) cardholder gets many of the same perks as the primary member, including benefits like. Chase 5/24 Rule: Although adding an authorized user does not require the user's social security number, the account may show up on the AU's credit report as an open credit account. But you don't want to go adding anyone to your account all willy nilly because depending on the card, there can be a fee for authorized users. Add Authorized User: Share your Chase card with ones …. If you’re ready to add an authorized user (or a few) to your Chase Sapphire Preferred account, follow these simple steps online — it typically takes less than five minutes. You can add a Chase Freedom authorized user online or over the phone at (800) 945-2000. In order to get added as an authorized user on someone else's credit card, the cardholder will need to contact their bank or card issuer and request that you be added to their card account. The 4 Best Credit Cards for Sharing Travel Perks with Authorized Users. By adding her, would my “credit limit” of $5,000 increase to $10,000 because of. There are two main drawbacks to adding someone as an authorized user. Cost of Adding an Authorized User to the Chase Sapphire Reserve Though some cards allow you to add authorized users for no additional fee, the Sapphire Reserve comes with a $75 annual. Southwest Authorized Users| Credit Card | Chase. Adding an authorized user is usually a straightforward process. Then once you have access to that page select your Sapphire Reserve (you should be able to see the last four digits of the card). 6 questions to ask when adding an authorized user to your. With some, you, the cardholder, can set access levels for the authorized user ranging from limited permissions, such as only making payments or reviewing recent charges, to granting almost all of the same controls over the account that you have. You can add a Chase Freedom authorized user online or over the phone at (800) 945-2000. Add family or friends as authorized users to your account and watch your points add up. ” There you’ll just have to enter the name, date of birth, and address of the person you want to add to your card. Share the convenience of your account with loved ones. You will need to provide the person's full name and date of birth to add them as an authorized user. Rather than having each individual person in your family apply. Chase Sapphire Preferred 5/24+ Approval/Denial Data Points Megathread [4/26/2023] (and how to correctly count 5/24) 125. com Earn points faster when you add authorized users Sign in to add authorized users 1 Add family or friends to your Marriott Bonvoy ® credit card account and earn points on all their purchases. Enter the user’s full name and date of birth. Adding authorized users to your travel credit card accounts can be a great way to share your card benefits, and even your credit history, with family or friends. Is It Worth It to Add Authorized User to Chase Sapphire Reserve …. An authorized user is a person who has been added to a primary credit cardholder’s account. Just log into your Chase account, and then click on your Sapphire Reserve. Authorized User Fee. The first step involved in adding an authorized user to your Chase credit card is logging into your Chase account and clicking on the. Click on the credit card account you want to add a Chase. Here’s how: After signing in, choose "Account management" and then "Access & Security Manager" Choose "Add authorized user" and fill in their required information, choose "Next" Review information and choose "Add user" Provide the username to your authorized user - they will receive an email from. This means you actually need to be under 5/24 to be approved. 8 benefits of adding an authorized user to the Chase …. The first is you must share your credit limit with the other individual, which means you will have to coordinate. Do I have to setup something?. The first step involved in adding an authorized user to your Chase credit card is logging into your Chase account and clicking on the credit card account you want to share with your. Select the Type of Account You Have With Chase. From there, you can click on “things you can do” and select “add an authorized user. Hello, recently me and my fiancé applied for chase credit card in person and got approved. But here’s what it’ll get you! Authorized users will receive a full Priority Pass lounge access membership, meaning they can access 1,300+ airport lounges around the world. And you can earn rewards on the purchases made by. Adding authorized users to the Chase Sapphire Preferred can make a lot of sense whether you’re trying to earn points faster for an upcoming trip or help establish your child’s credit history. Adding an authorized user to your account means promising your card issuer that you will pay the bill. Joint Cardholder: Choose Wisely. If you've got the Chase Sapphire Preferred, it's free to add an authorized user. 2 days ago · Authorized User Fee. Next, Chase will ask you to fill in details about the new user. Authorized user is a great way to share benefits of your Chase Credit Card with your family members or close friends. Choose "Add authorized user" and fill in their required information, choose "Next" Review information and choose "Add user" Provide the username to your authorized user - they will receive an email from Chase with a temporary password to sign in To assign rights,. With most cards, the authorized user cannot close the account, order additional cards or update the bank account information associated with the card. Plus, get an Amazon Gift Card instantly upon approval. Image Credit: Chase You’ll need to provide the first name, last name, date of birth, and address of the additional user to complete the short form. Marriott Rewards® | Credit Card | Chase. In order to be approved for any Chase card subject to 5/24, you cannot have opened five or more personal credit cards across all banks in the last 24 months (more on business cards in a moment). In order to get added as an authorized user on someone else's credit card, the cardholder will need to contact their bank or card issuer and request that you be added to their card. The second (or third) cardholder gets many of the same perks as. Adding an authorized user is usually a straightforward process. authorized user credit cards. Adding authorized users to the Chase Sapphire Preferred can make a lot of sense whether you’re trying to earn points faster for an upcoming trip or help. 8 benefits of adding an authorized user. The Pros And Cons Of Adding An Authorized User On. Authorized users receive cards with their names on them, linked to the primary cardholder's account. Best Credit Cards for Authorized Users in 2023. In order to be approved for any Chase card subject to 5/24, you cannot have opened five or more personal credit cards across all banks in the last 24 months (more on business cards in a moment). The first reason why you might want to add an authorized user to your Chase Sapphire Reserve card is that it’s much cheaper than applying for another Chase. Sign in to add authorized users. By adding her, would my “credit limit” of $5,000 increase to $10,000 because of. Children who are 18 and older can be added as authorized users. Authorized users will have the same account number and charging privileges as the primary cardmember but will not be financially responsible. But, the good news is that the fee for adding authorized users to your Reserve count will remain the same at $75 per card. With the Chase Sapphire Reserve®, adding an authorized user may be even more impactful. And you can earn rewards on the purchases made by your family members or friends when you add them as an authorized user. Authorized user cards from another person’s personal card opened in the past 24 months, as they’re reported on your credit report. Chase Sapphire Reserve Authorized User Benefits (Priority. Choose your authorized user’s level of access: None, View Only, or. Then go to the “Account services” section, and click on “Add an authorized user. The first step involved in adding an authorized user to your Chase credit card is logging into your Chase account and clicking on the credit card account you want to share with your. ” Make an ID and password for your authorized user. The ability to add a child as authorized users depends on age and the bank’s rules. They can even bring in two guests for free. The cost of adding an authorized user Generally, authorized users come at no additional cost. Chase Sapphire Preferred 5/24+ Approval/Denial Data Points Megathread [4/26/2023] (and how to correctly count 5/24) 125. They're able to use those cards to make purchases just like they would with their own cards. Authorized users receive cards with their names on them, linked to the primary cardholder’s account. Once you verify and submit the details, Chase will mail the new credit card to the primary cardholder's address. Authorized Users: What You Need to Know. Simply head to the authorized user Chase page and log-in to your account. Use the Chase Website Log in to your account on Chase. The annual fee for the primary cardholder is $550, while the annual fee for an authorized user is $75. Is It Worth It to Add Authorized User to Chase Sapphire. While both cards offer compelling rewards and benefits, you’ll notice that the Chase Sapphire Reserve card offers significantly more perks — but that is to be expected given its annual fee is $400 higher than the Amex Green card. Sign in to add authorized users. To add an authorized user, simply log into your Chase Sapphire Preferred card online account via chase. Can I add an authorized user to my Chase checking account? Choose "Add authorized user" and fill in their required information, choose "Next" Review information and choose "Add user" Provide the username to your authorized user - they will receive an email from Chase with a temporary password to sign in. Let's get the drawbacks of adding an authorized user (AU) to Chase Sapphire Reserve out of the way first: The annual fee for additional card for each authorized user is $75/year. The official guide to Chase Ultimate Rewards. How to Add a Chase Freedom Unlimited Authorized User. With most cards, the authorized user cannot close the account, order additional cards or update the bank account information associated with the card. To add a Chase Sapphire Reserve authorized user, log in to your online account and click the "More options" tab, or call customer service at 1 (800) 432-3117. How to add an authorized user on the Chase Sapphire Reserve All you have to do to add an authorized user to your Chase card is log in to your online account management page with Chase. Bank Rules About Children as Authorized Users. Authorized User Hello, recently me and my fiancé applied for chase credit card in person and got approved. For parents and legal guardians, adding an authorized user to your credit card account sometimes includes extra perks (bonus points on a welcome offer, statement credits, additional lounge access or. In order to be approved for any Chase card subject to 5/24, you cannot have opened five or more personal credit cards across all banks in the last 24 months (more on business cards in a moment). Select Add an Authorized User option. Adding authorized users to your travel credit card accounts can be a great way to share your card benefits, and even your credit history, with family or friends. On that date, the Sapphire Reserve's annual fee increased from $450 to $550 a year for new applications (renewals will pay the increased fee as of April 1, 2020). When you give loved ones access to your account, they get their own personal card and can enjoy full access to that account. Simply head to the authorized user Chase page and log-in to your account. To add an authorized user over the phone, call customer service at (800) 732-9194 and follow the automated voice prompts. Following this, you must select Account Services. Rather than having each individual person in your family apply for the card (and each pay for their. com, paying at the pump, or booking your next trip -- all with no annual credit card fee. Click the three dots on the far right under your card, then “More options. Image Credit: Chase You’ll need to provide. Adding an authorized user to your Chase card can help you earn even more rewards. Many cards allow authorized users to take advantage of some of the benefits offered to the primary cardholders. A customer support executive can help you through the entire process. Chase card perks apply to authorized users">Here's how the new Chase card perks apply to authorized users. The ultimate guide to Chase's 5/24 rule. Contact your bank or card issuer by calling them at the phone number written on the back of your credit card to begin. The 5/24 rule only applies to getting approved for cards issued by Chase, but your 5/24. Can I add an authorized user to my Chase checking account? Choose "Add authorized user" and fill in their required information, choose "Next" Review information and choose "Add user" Provide the username to your authorized user - they will receive an email from Chase with a temporary password to sign in. 8 benefits of adding an authorized user to the Chase Sapphire …. Benefits of adding an authorized user to the Chase Sapphire. Chase Sapphire Reserve. An authorized user is someone who is allowed to use your credit card. There are two main drawbacks to adding someone as an authorized user. To add an authorized user, simply log into your Chase Sapphire Preferred card online account via chase. This information could impact an authorized user’s credit score. The 10 Best Credit Cards for Authorized Users. ” When you add a a Chase Sapphire Reserve authorized user, they will receive their own credit card, sent to your mailing address, within 7-10 business days of being added to the account. Authorized user cards from another person’s personal card opened in the past 24 months, as they’re reported on your credit report. Sapphire Reserve authorized user accounts don't get an extra. 1 Sign in to add additional users. If you've got the Chase Sapphire Preferred, it's free to add an authorized user. You can add multiple authorized users to your account,. How to add an authorized user to a Chase credit card. You can add an authorized user with Chase online or over the phone. Choose "Add authorized user" and fill in their required information, choose "Next" Review information and choose "Add user" Provide the username to your authorized user - they will receive an email from Chase with a temporary password to sign in To assign rights, start by selecting access level under each account. However, you can call the Chase reconsideration line and ask for these. Authorized users cost $75 each with the Chase Sapphire Reserve. With most cards, the authorized user cannot close the account, order additional cards or update the bank account information associated with the card. How to Add an Authorized User with Chase. If you’re ready to add an authorized user (or a few) to your Chase Sapphire Preferred account, follow these simple steps online — it typically takes less than five minutes. A primary cardholder can make anyone a Chase Sapphire Reserve authorized user. Add cards to your account. Click on “Add Authorized User” once you’ve confirmed all the information is accurate. Add Authorized Users | Amazon Visa card | Chase. The official guide to Chase Ultimate Rewards | CNN Underscored Money / Credit Cards Your guide to earning and redeeming points in the Chase Ultimate Rewards program By Ariana Arghandewal, CNN. However, the Chase Freedom requires activation before it can be used. Authorized User. Can I Add My Child To My Credit Card? – Forbes Advisor. Add Authorized User to Chase Sapphire ">Is It Worth It to Add Authorized User to Chase Sapphire. for authorized users">Credit cards with the greatest value for authorized users. NOT FDIC INSURED NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. Here's how to do it online: Log in to your Chase account. With the Chase Sapphire Reserve card you need to pay $75 per authorized user. Should You Add An Authorized User To Your Chase Sapphire Reserve?. Select Add an Authorized User option. With the Chase Sapphire Reserve card you need to pay $75 per authorized user. You may need to add the name, age, and address to let an authorized user join your Chase account. com%2fcard-advice%2fadd-authorized-user-chase%2f/RK=2/RS=. Chase Sapphire Reserve authorized user benefits. An authorized user is someone who is allowed to use your credit card. com and click on the dropdown as shown above. How to Combine Chase Points with Another Cardmember. You will need to provide the person’s full name and date of birth to add them as an authorized user. When you add an authorized user, you have 3 options: Authorized user Amex Platinum card: $175 for the first 3 authorized users, then an additional $175 for each additional card after Authorized user American Gold card: $0 annual fee Authorized user American Green card: $0 annual fee. Authorized users can make purchases on the account, but generally cannot make changes to the account itself — like increasing the credit limit or adding more authorized users. Add Authorized User: Share your Chase card with ones you love. Chase Sapphire Preferred: Adding Authorized Users …. You can add a Chase Freedom Unlimited authorized user through your online account or over the phone at (800) 945-2000. No $100 statement credit for the Global Entry or TSA Pre Check. The authorized user approach works both ways: Good credit behavior can enhance users' credit history, while bad behavior — such as missed payments — can hurt it. It takes 7 to 10 business days for the authorized user to receive the card. The official guide to Chase Ultimate Rewards | CNN Underscored Money / Credit Cards Your guide to earning and redeeming points in the Chase Ultimate Rewards program By Ariana Arghandewal, CNN. Authorized user is a great way to share benefits of your Chase Credit Card with your family members or close friends. How to add an authorized user to your Chase account Online. The ability to add a child as authorized users depends on age and the bank’s rules. On Chase's website If you're considering paying to add an authorized user to your credit card, it makes sense to perform a cost/benefit analysis first, taking into account your personal. To add an authorized user to your account, you have two options: adding them through your online account or by calling the customer service number on the back. Os_i9L54VLoHQ5YqWcxUq0_LUA-" referrerpolicy="origin" target="_blank">See full list on creditcards. Complete address with ZIP Code. Choose "Add authorized user" and fill in their required information, choose "Next" Review information and choose "Add user" Provide the username to your authorized user - they will receive an email from Chase with a temporary password to sign in To assign rights, start by selecting access level under each account. The first reason why you might want to add an authorized user to your Chase Sapphire Reserve card is that it’s much cheaper than applying for another Chase Sapphire Reserve card altogether. Add Authorized Users | Amazon Visa card | Chase. You'll just have to provide the authorized user's full name, address, and date of birth and they will immediately be added to the account. Authorized users usually pay for their card purchases, and payment. Following this, you must select Account Services. Authorized users can make purchases on the account, but generally cannot make changes to the account itself — like increasing the credit limit or adding more authorized users. While both cards offer compelling rewards and benefits, you'll notice that the Chase Sapphire Reserve card offers significantly more perks — but that is to be expected given its annual fee is $400 higher than the Amex Green card. It takes 7 to 10 business days for the authorized user to receive the card. Authorized user can affect 48month Chase Sapphire rule?. With the Chase Sapphire Reserve, however, it's another $75 per year on top of the card's $550 annual fee. Capital One Venture X: Best credit card with no fee for authorized users. They will need to provide some basic information to confirm your identity, as well as your name, Social Security Number, date of birth and contact information. Click on the credit card account you wish to share with a new user. Before contacting Chase to add an authorized user, be sure you have their following information handy: Identifying information Social Security number Date of birth. From there, you can click on “things you can do” and select “add an authorized user. I am authorized user for the credit card - the person who helped us in the bank mentioned I will be able to use online banking for the credit card but I cannot see it in the online banking app. How to add an authorized user on the Chase Sapphire Reserve All you have to do to add an authorized user to your Chase card is log in to your online account management page with Chase. But if you add an authorized user to an annual fee card, there may be a fee. Chase does not require a Social Security number (SSN) for authorized users. Authorized user access can vary widely from card to card. To add an authorized user to your account, you have two options: adding them through your online account or by calling the customer service number on the back of your card. On that date, the Sapphire Reserve's annual fee increased from $450 to $550 a year for new applications (renewals will pay the increased fee as of April 1, 2020). To add an authorized user, simply log into your Chase Sapphire Preferred card online account via chase. The authorized user approach works both ways: Good credit behavior can enhance users' credit history, while bad behavior — such as missed payments — can hurt it. Legally, authorized user status has no minimum age requirement, but banks may set their own policies, according to Chase. Chase’s 5/24 rule: Everything you need to know. Authorized Users When it comes to authorized users, you can add up to 5 cards to your Amex Green card for no additional cost, and any additional cards are $35 each. Hello, recently me and my fiancé applied for chase credit card in person and got approved. You will need to provide the person’s full name and date of birth to add them as an authorized user. com Sign in to add an authorized user Not an Amazon Visa cardmember? Earn rewards whether you're shopping on. The person is issued their own physical card, but it’s linked to your credit card account. Let's get the drawbacks of adding an authorized user (AU) to Chase Sapphire Reserve out of the way first: The annual fee for additional card for each authorized user is $75/year. All cards would give you or your girlfriend the ability to easily remove her from the account at any time. Authorized users can make purchases on the account, but generally cannot make changes to the account itself — like increasing the credit limit or adding more authorized users. To add a Chase Sapphire Reserve authorized user, log in to your online account and click the “More options” tab, or call customer service at 1 (800) 432-3117. The first reason why you might want to add an authorized user to your Chase Sapphire Reserve card is that it’s much cheaper than applying for another Chase Sapphire Reserve card altogether. The authorized user approach works both ways: Good credit behavior can enhance users' credit history, while bad behavior — such as missed payments — can hurt it. Being an authorized user does not make you ineligible to open that card outright to earn a bonus later on. Authorized User Hello, recently me and my fiancé applied for chase credit card in person and got approved. Click “Add authorized user. Add Authorized Users | Amazon Visa card | Chase. Here's how the new Chase card perks apply to authorized users. With the Chase Sapphire Reserve®, adding an authorized user may be even more impactful. No $300 travel credit like the primary cardholder has. Select “Add an authorized user. While both cards offer compelling rewards and benefits, you’ll notice that the Chase. Click “Add an authorized user" under the “Account Services" menu. You can add a Chase Freedom authorized user online or over the phone at (800) 945-2000. The principal cardholder is the only one legally on the hook for debt on the account. And beware: Becoming an authorized user counts towards Chase's dreaded 5/24 restriction, which could make it harder to get approved for Chase cards in the future. Bank Rules About Children as Authorized Users. You can find the option to add an authorized user in your online account. Under the “accounts” tab, you’ll see Over the phone. And you can earn rewards on the purchases made by your family members or friends when you add them as an authorized user. How to add an authorized user on the Chase Sapphire Reserve All you have to do to add an authorized user to your Chase card is log in to your online account management page with Chase. com Sign in to add an authorized user Not an Amazon Visa cardmember? Earn rewards whether you're shopping on Amazon. 2 days ago · Authorized Users When it comes to authorized users, you can add up to 5 cards to your Amex Green card for no additional cost, and any additional cards are $35 each. com">Add Authorized Users. Should You Add An Authorized User To Your Chase Sapphire …. I am authorized user for the credit card - the person who helped us in the bank mentioned I will be able to use online banking for the credit card but I cannot see it in the online banking app. From there, you can click on "things you can do" and select "add an authorized user. Marriott Rewards® | Credit Card | Chase. Use the Chase Website Log in to your account on Chase. To add an authorized user, simply log into your Chase Sapphire Preferred card online account via chase. How to Add a Chase Sapphire Preferred Authorized User. Although adding new users to your Chase account is a free-of-charge option, you might have to pay $75 for each new user to add. The Platinum Card® from American Express: Best premium credit card for authorized user benefits. Adding an authorized user to your Chase Sapphire Reserve account will set you back $75 per year. And you can earn rewards on the purchases made by your family members or friends when you add them as an authorized user. Authorized User : r/Chase. This bonus is reportedly available exclusively to people who have received a targeted offer from Chase by email. The cost of adding an authorized user Generally, authorized users come at no additional cost. How to Add a Chase Authorized User. That means you could add a friend or spouse as an authorized user to your card, and they could still open that same card on their own later on and still earn a welcome bonus. An authorized user is a person who has been added to a primary credit cardholder's account. Add Authorized Users | Amazon Visa card | Chase. Click “Customer Center” After You Log-In To get started, click the “ Customer Center ” tab after you log into your account. When you add an authorized user, you have 3 options: Authorized user Amex Platinum card: $175 for the first 3 authorized users, then an additional $175 for each additional card after Authorized user American Gold card: $0 annual fee Authorized user American Green card: $0 annual fee. You can add an authorized user with Chase online or over the phone. Authorized user access can vary widely from card to card. When you give loved ones access to your account, they get their own personal card and can enjoy full access to that account. While Chase doesn’t currently offer bonus points just for adding an authorized user, it’s still beneficial. It may also help them to improve their. Southwest Authorized Users| Credit Card | Chase. Authorized users usually pay for their card purchases, and payment. 6 questions to ask when adding an authorized user to your card. Children who are 18 and older can be added as authorized users. Authorized Users When it comes to authorized users, you can add up to 5 cards to your Amex Green card for no additional cost, and any additional cards are $35 each. adding an authorized user to your ">6 questions to ask when adding an authorized user to your. If the user has open 5 or more accounts within the past 24 months with any banks, s/he will have a hard time getting approved for certain Chase cards in the. ” Click the “Account Services” dropdown menu. adding an authorized user to the Chase Sapphire ">Benefits of adding an authorized user to the Chase Sapphire. You will need to input the personal details of the authorized user such as the name, date of birth, and address. However, you can call the Chase reconsideration line and ask for these accounts to not be considered. Chase makes it simple to add an authorized user. Chase provides account information to the credit reporting agencies for all account users. Authorized User Hello, recently me and my fiancé applied for chase credit card in person and got approved. Legally, authorized user status has no minimum age requirement, but banks may set their own policies, according to Chase.